Conventional, FHA, and VA, Loans in Palo Alto, and all of California

Welcome to the official site of Kraja, Fitnete. I own a full-service mortgage company based in Palo Alto, CA. I specialize in Conventional, Jumbo, FHA, VA, and USDA Loans in Palo Alto, San Jose, and San Mateo. I also serve the surrounding cities in Santa Clara County and San Mateo. Whether you are buying a home or refinancing in any of these zip codes: 95128, 94304, I can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? I can help you with that, too!

I offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, I can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

What makes Kraja, Fitnete unique is that I offer the following niche programs as well: first-time homebuyers, self-employed.

Contact Kraja, Fitnete today to discuss your mortgage loan options, and find out which loan program will best suit your needs.